There is never a wrong time to start saving money. Whether you are saving for something down the road or just looking to keep a little more money in your pocket, saving is absolutely a worthwhile endeavor. Here are nine tips to help you reach your saving goals.
The first thing to do when building a budget is to determine where your money is going. Keep a log of your expenses. Make sure you account for every bill paid and coffee bought. Your budget will be of little use if you do not have accurate records. Create categories for your expenses and double-check your numbers with your bank statements.
Pack Your Lunch
One of the simplest ways to start saving money is by packing your lunch. Do you spend money at a coffee shop or a restaurant near your work? Even if you spend just $20 a week, that adds up to more than $1,000 a year. Cut down on those expenses by preparing most of your meals at home. Make your own coffee and bring it in a thermos. It might not feel like a lot in the short term, but this can make a big difference over time.
When you’re at home, you want to feel like you’re in your own personal slice of heaven. The best way to do that is to appeal to all five of your senses: sight, sound, taste, smell, and touch. If your home isn’t making you happy, here are some simple changes you can make that cater to your senses to make your home a happier and more positive place.
When you come in through your front door, you want everything you see to be something that makes you happy. Clear away any clutter and mess (shoes, coats, bags) and replace any junk on your surfaces with family photos and mementos from trips away.
New year, new home? Congratulations! Whether your impending move is because you have finally bought your dream home or you just got the keys to that rental in the coolest neighborhood, this is, without doubt, both an exciting and terrifying moment in your life. Many people say that moving home is one of the most stressful things they have ever done and we would tend to agree. The thing is, it doesn’t need to be that way, and here are the best tips to make your house move less stressful.
Get Rid Of That Unwanted Junk
You’ll never have a better excuse to declutter. Ever. Now is the time to throw out all of those things that you never use anymore. The benefits of decluttering are many;
Lower moving costs – less stuff to move is less space required in your van /truck. A smaller van is significantly cheaper to hire if you’re doing the move yourself and if you’re using a moving company they might charge you less too as they will need fewer people. Worst case, you need to buy fewer packing materials.
The move will be finished quicker. Less boxing and unboxing for you to do.
Less likely to break or damage the stuff you want to keep as you won’t be under as much time or space pressure.
For handy tips on how best to go about decluttering before your move, read here.
One of the best parts of packing a bag for baby’s hospital stay is the brand new outfits you have ready for him to show off. If it’s a boy, you’ve probably chosen his onesie and matching cap to bring him home in. If it’s a girl, you probably have a cute knotted baby gown and bow already picked out for her. If you’re still undecided on what to bring your little one home in, here are a few favorites all moms seem to love.
If you’d like your baby to show off that awesome new name, what better way than with a monogrammed onesie? To complete the outfit, you can add a matching cap that has their full name spelled out. Or you may want something more versatile. A simple bib that matches their outfit with their name embroidered could be a better choice . Now you can take pictures with and without baby’s name being shown. For a final touch, add an embroidered swaddle blanket for that final pop. If it’s a girl, you can also get her bow personalized. It all depends on how many items you’d like to customize. Keep in mind that most of these orders take some time. So if you really have your heart set on some of these, be sure to order ahead.
Knotted baby gowns
If a personalized onesie isn’t for you because you haven’t decided on a name, or don’t want to find out the gender until baby arrives, or if you just don’t have time to place a custom order, an organic knotted baby gown at Sandstone Avenue would be a perfect choice as a coming home outfit. A gender-neutral color like an ivory, sand, or oatmeal color are all perfect choices for your little prince or princess. If you still want the personalized element for pictures, order a birth announcement that you can fill in once baby arrives. Just make sure to pack a marker.
First of all, don’t roll your eyes. You would NOT BELIEVE the amount of conversations in different online “mom” groups and forums that I’m a part of regarding diaper bags. They are totally an essential part of a mom’s wardrobe – at least the mom of young children. And it really can make or break an outing! If you know…you know!
There’s a lot to consider when deciding on a diaper bag. Is this your first baby or do you have toddlers? Do those toddlers still need things to travel with them on trips? Would you feel more comfortable with a backpack diaper bag or would you prefer the over-the-shoulder style? Before you set your heart on a diaper bag, consider some of the following to help you decide which is ideal for your lifestyle.
Messenger-style diaper bags are a great choice if you’re only planning on packing your baby’s belongings. However, if you have a toddler who needs to share diaper bag space, this may not be the right choice. A toddler’s clothes, shoes, and toys will take up more space. Will you carry your purse or do you want to put your items in the diaper bag, too? With a backpack, you’re more likely to be able to fit your things, baby’s things, and older sibling’s things, too.